Category: Cryptocurrency

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Exceeds 700 bitcoin produced, a 13% gain month over month

Achieves 42.4 exahash, an increase of 4.2% month over month

11,869 bitcoin held in treasury

LAS VEGAS, April 4, 2025 /PRNewswire/ — CleanSpark, Inc. (Nasdaq: CLSK), America’s Bitcoin Miner® (the “Company”), today released its unaudited bitcoin mining and operations update for the month ending March 31, 2025.

“We’ve remained focused on executing our strategy and have built a strong foundation for scalable growth — including the addition of nearly 2 EH/s in Wyoming in March,” said Zach Bradford, CEO and President of CleanSpark. “Success isn’t just about setting ambitious targets; it’s about delivering results through consistent operational excellence. In March alone, we increased bitcoin production by 13%, generating 706 bitcoin. With nearly a gigawatt of energy under contract and a robust growth pipeline, our future is bright. Holding nearly 12,000 bitcoin in treasury, CleanSpark is well-positioned for the road ahead.”

“While the recently announced tariffs may temporarily raise industry-wide growth costs, CleanSpark is well-prepared. The majority of our miners and infrastructure required to meet near-term goals are already stateside. We believe our advantages — including a lower cost of capital, superior purchasing power, and best-in-class operations — set us apart. These tariffs may slow down competitors who lack our scale and resilience, but we’re confident in our ability to maintain our momentum and lead the industry forward.”

March Bitcoin Mining Update (unaudited) 

• Bitcoin produced in March: 706
• Total bitcoin holdings as of March 31: 11,869
• Month-end operating hashrate: 42.4 EH/s
• MW under contract: 915 MW¹
• Average fleet efficiency: 17.03 J/Th
• Total bitcoin sold in March: 14.23
• Deployed fleet: 205,412
• CY2025 bitcoin produced: 1,956

Throughout March 2025, the Company’s average hashrate was 40.2 EH/s and average fleet efficiency was 17.03 J/Th, resulting in an average of 22.78 bitcoin mined daily. The single day high reached 23.52 bitcoin. The Company sold 14.23 bitcoin during March 2025 at an average price of approximately $87,742 per bitcoin.

¹MW includes all contracted power capacity for wholly owned sites and excludes any other non-binding arrangements. 

Additional Updates
Mississippi and Georgia: CleanSpark is actively expanding several existing facilities across Mississippi and Georgia, further strengthening its presence in the Company’s most established markets. These initiatives include additional immersion deployments designed to deliver the same industry-leading performance seen across the portfolio. Upon completion, these projects are expected to contribute approximately 2 EH/s to the Company’s total hashrate.

Wyoming: Construction and commissioning continue for the next two phases of CleanSpark’s regional expansion project in Wyoming. Additional computing power of 2.5 EH/s is expected to come online within the current quarter, further advancing the Company’s hashrate goals as development in the state progresses.

Tennessee: Expansion projects are underway at two of CleanSpark’s data center sites in Tennessee, powered by a combined 60 MW. These initiatives are expected to add nearly 4 EH/s to the Company’s total processing power — representing a nearly 10% increase in current production. Both sites will participate in the Tennessee Valley Authority’s (TVA) demand response program, reinforcing CleanSpark’s commitment to energy efficiency and grid sustainability.

About CleanSpark
CleanSpark (Nasdaq: CLSK), America’s Bitcoin Miner®, is a market-leading, pure play Bitcoin miner with a proven track record of success. We own and operate a portfolio of mining facilities across the United States powered by globally competitive energy prices. Sitting at the intersection of Bitcoin, energy, operational excellence and capital stewardship, we optimize our mining facilities to deliver superior returns to our shareholders. Monetizing low-cost, high reliability energy by securing the most important finite, global asset – Bitcoin – positions us to prosper in an ever-changing world. Visit our website at www.cleanspark.com.

Forward-Looking Statements
This press release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. In this press release, forward-looking statements include, but may not be limited to, statements regarding the Company’s expectations, beliefs, plans, intentions, and strategies. In some cases, you can identify forward-looking statements by terms such as “may,” “will,” “should,” “expects,” “plans,” “anticipates,” “could,” “intends,” “targets,” “projects,” “contemplates,” “believes,” “estimates,” “forecasts,” “predicts,” “potential” or “continue” or the negative of these terms or other similar expressions. The forward-looking statements are subject to a variety of known and unknown risks, uncertainties and other important factors that may cause our actual results, performance or achievements to be materially different from any future results, performance or achievements expressed or implied by the forward-looking statements, including, but not limited to: future rates and impact of tariffs in the US; the timing, completion and performance of the Georgia, Wyoming, Tennessee and Mississippi expansions; anticipated additions and targets to CleanSpark’s hashrate and the timing thereof; the risk that the electrical power available to our facilities does not increase as expected; the success of its digital currency mining activities; the volatile and unpredictable cycles in the emerging and evolving industries in which we operate; increasing difficulty rates for bitcoin mining; bitcoin halving; new or additional governmental regulation; the anticipated delivery dates of new miners; the ability to successfully deploy new miners; the dependency on utility rate structures and government incentive programs; dependency on third-party power providers for expansion efforts; the expectations of future revenue growth may not be realized; and other risks described in the Company’s prior press releases and in its filings with the Securities and Exchange Commission (SEC), including under the heading “Risk Factors” in the Company’s Annual Report on Form 10-K for the fiscal year ended September 30, 2024, and any subsequent filings with the SEC. Forward-looking statements contained herein are made only as to the date of this press release, and we assume no obligation to update or revise any forward-looking statements as a result of any new information, changed circumstances or future events or otherwise, except as required by applicable law. 

Investor Relations Contact  
Barbara Domingo 
702-989-7693 
ir@cleanspark.com 

Media Contact 
Eleni Stylianou
702-989-7694
pr@cleanspark.com  

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SOURCE CleanSpark, Inc.

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•  Al Zeyoudi: “Hosting such major international events reflects the UAE’s pivotal role as a global hub for investment and trade”
• 1,250 speakers in more than 400 panel discussions

ABU DHABI, UAE, April 4, 2025 /PRNewswire/ — The UAE is organizing the 14th edition of the AIM Congress, set to be held under the theme ” Mapping the Future of Global Investment: The New Wave of a Globalized Investment Landscape – Towards a New Balanced World Structure”. The event will take place April 7-9 at ADNEC Centre Abu Dhabi.

Presidents of countries, more than 60 ministers and central-bank governors, 30 city mayors, 1,250 speakers, 16 global financial market representatives, and 600 exhibitors have confirmed their participation in AIM Congress 2025, which shows the congress’s significance as a leading global investment platform and underscores the UAE’s prominent position on the global investment map. As well as the country’s business-friendly environment, making it a preferred destination for international investments that target growth, expansion and opportunity. Needless to say, the UAE is one of the world’s leading investor nations.

AIM Congress attracts 20,000 participants from 180 countries worldwide to explore the latest trends and developments in the global investment landscape, address current and future challenges, consolidate global collaboration and work together to develop innovative solutions that will promote a balanced, sustainable global economy.

His Excellency Dr. Thani bin Ahmed Al Zeyoudi, UAE Minister of State for Foreign Trade and President of AIM Congress, stated, “AIM Congress is a leading global platform that brings together decision-makers, business leaders, investors and government officials to discuss economic developments and explore new opportunities that drive sustainable economic growth. The congress also plays a crucial role in fostering strategic partnerships that reshape the future of trade and investment globally, in accordance with the rapid changes in the global economy.”

His Excellency emphasized the fact that the world is undergoing unprecedented economic transformation, which in turn necessitates enhanced international cooperation and the adoption of innovative strategies to address challenges and promote sustainable investment. He called on all stakeholders to participate in the 14th edition of the gathering–AIM Congress 2025–which presents a unique opportunity to showcase promising projects and engage with globally respected experts in shaping the future of the economy.

Dr. Al Zeyoudi also emphasized that hosting such major international events reaffirms the UAE’s pivotal role as a global hub for investment and trade. He noted that the UAE’s continued success in foreign trade is the culmination of flexible and proactive economic policies that support the business environment and further the opening of the global market. Additionally, he underscored the importance of innovation and technology in advancing the investment ecosystem, thereby affirming that the UAE is committed to developing a competitive investment environment driven by cutting-edge technology and sustainability while solidifying its position as a key regional and global driver of economic growth.

UAE’s Historic Achievements in Foreign Trade

The United Arab Emirates achieved remarkable milestones in foreign trade during 2024, surpassing AED 3 trillion in total trade volume for the first time in its history—equivalent to approximately USD 817 billion. This significant growth reflects the success of the UAE’s economic policies in strengthening its position as a global trade hub.

As part of its effort to enhance economic relations, the UAE signed CEPAs (Comprehensive Economic Partnership Agreements) with countries such as India, Indonesia and Turkey. Those agreements contributed to a 42.3% increase in non-oil trade in 2024, accounting for almost 25% of the UAE’s total non-oil exports which reached AED 561.2 billion.

These achievements and trade agreements reflect the UAE’s strategic vision to solidify its position as a global trade and investment hub, reaffirming its commitment to fostering a resilient and open economic environment connected to international markets.

Leaders’ Panel

As part of the congress’s agenda, the “Leaders’ Panel on New Globalization and Its Impact on Investment Trends” will bring together a panel of distinguished global leaders to discuss the dynamic transformation of the global investment landscape. The session will also highlight the rise of emerging markets, their impact on capital flows, advancements in technology and shifts in economic power dynamics.

The panel will explore how Entrepreneurs are navigating the evolving investment landscape, from traditional assets to cryptocurrencies and how emerging regulations are influencing investment decisions. As well as the challenges and opportunities presented by those transformations in the pursuit of a more equitable, interconnected global economy.

Panel Discussions and Diverse Events

AIM Congress 2025 will feature a diverse range of events, including forums, panel discussions, workshops, high-level meetings, an exhibition, AIM Investment Awards, Startup Pitch Competition, AI World Championship, country investment destination, AIM Business Incubator and AIM Investment Fund.

The panel discussions and events fall under eight portfolios: Foreign Direct Investment (FDI), Global Trade, Startups and Unicorns, Future Cities, Future Finance, Global Manufacturing, Digital Economy, and Entrepreneurs.

The congress will cover diverse sectors, including intelligent agriculture, energy, infrastructure, finance and capital markets, ICT, manufacturing, medical tourism, biotechnology, medical technology, pharmaceuticals, international trade, logistics and transportation, water technology, tourism and education.

Roundtable Meetings

AIM Congress 2025 will host 13 roundtable meetings, including a Ministerial Investment RoundTable, Ministerial Tourism Investment RoundTable, Stock Exchanges RoundTable, Central Banks RoundTable, Unicorns RoundTable, Family Offices Roundtable and Chambers’ Talks

In alignment with the Year of Community in the UAE, the roundtable “Philanthropy as a Legacy” will be dedicated to exploring the enduring impact of charitable initiatives. Additionally, the “Global Women’s Leadership” roundtable will spotlight the role of women as leaders in business, innovation, culture and philanthropy. Other key discussions include a roundtable for UN-Habitat and a roundtable for mayors and city governors.

Global Forums Hosting

AIM Congress will host 23 events, including local, regional and global forums and conferences, to discuss key issues, challenges and investment opportunities aimed at fostering sustainable global economic growth. These events will be held in collaboration with international organizations such as United Nations Trade and Development (UNCTAD), United Nations World Tourism Organization (UNWTO), World Health Organization (WHO), International Renewable Energy Agency (IRENA), United Nations Industrial Development Organization (UNIDO) and the World Association of Investment Promotion Agencies (WAIPA), among others, underscoring the congress’s pivotal role in accelerating global economic development and its success in providing a key platform for global investors, entrepreneurs and decision-makers to explore new opportunities and forge long-term partnerships that drive economic growth and sustainable development.

The list of global forums includes Global Trade Tech Forum (by the World Economic Forum), India Investment Forum, Japan Investment Forum, China Investment Forum, Russia Investment Forum, Investment in Healthcare (UNCTAD), Investment in Policies (UNCTAD), World Governments as Incubators for Tolerance” conference (in partnership with UAE Ministry of Tolerance and Coexistence), the BRICS Business Forum (CNI Brazil), Siemens Forum and the World Without Hunger Forum (UNIDO).

The list also includes regional focus forums covering different regions around the world, including the Regional Focus Forum for African Countries, the Regional Focus Forum for European Countries, the Regional  Forum for Latin American and Caribbean Countries, the Regional Focus Forum for European Countries, the Regional Focus Forum for Arab Countries and the Regional Focus Forum for North America.

As part of the Investment Destinations Forums, Azerbaijan, Slovenia, Moscow, Nigeria and Cambodia will showcase key investment opportunities across technology, renewable energy, industry and tourism, to attract investors and strengthen international economic cooperation.

In parallel with AIM Congress, the third edition of the World Local Production Forum (WLPF) will be held in collaboration with the World Health Organization (WHO). The Forum brings together more than 8,000 experts and government officials from 180 countries, along with major multinational corporations.

Since its launch in 2021, the Forum has successfully established itself as a multilateral ecosystem for the local production sector, serving as a unique global platform that unites policymakers, private sector leaders and key stakeholders. The Forum aims to enhance cooperation, create partnerships, develop strategies and drive collective efforts toward sustainable and high-quality local production.

2025 AIM Congress Partners

AIM Congress, which is supported by more than 400 local, international and global partners, seeks to unify efforts, strengthen collaboration and highlight the role of investment in driving economic development, fostering innovation and enhancing the sustainability of key sectors. Among the prominent partners are Saud Bahwan Group (Oman) as a “Strategic Partner,” Gulf Pharmaceutical Industries (Julphar)  as a “Lead Partner,” Federal Authority for Identity, Citizenship, Customs and Port Security as a “Gold Partner,” International Development Bank as a “Gold Partner,” Moroccan Agency for Investment and Export Development as an “Gold Partner,” Abu Dhabi Ports, Awqaf Abu Dhabi, and Ajman Chamber are silver partners, Department of Culture and Tourism – Abu Dhabi as the “Cultural Destination Partner,” (ADGM) as the “Future Finance Partner,” Abu Dhabi Chamber as  “Global Trade Partner”, and UAE Chambers as “supporting partner”.

The list of partners also includes the Investment and Technology Promotion Office – United Nations Industrial Development Organization (Bahrain), Siemens UAE and Middle East as “Global Manufacturing Partners,” IFZA, a regional leader in the UAE Smart Cities Council, GSMA, WeGo, UN-Habitat as “Future Cities Partners,” AI 360 INNOVATION and AI Alliance as “Digital Economy  Partners,” and media partners such as Emirates News Agency (WAM), Abu Dhabi Media Network, NABD Platform and Arabian Business Magazine.

The Conference

The sessions of the Foreign Direct Investment (FDI) portfolio  will commence with the Leaders’ Panel, titled “The Art of Diplomacy and Foreign Direct Investment as a Catalyst for Global Unity.” This session will explore the role and impact of strategic investments in promoting shared prosperity, strengthening international relations and enhancing cultural understanding.

A distinguished group of global leaders with expertise in leveraging investments to build partnerships and drive global stability will discuss key issues, including regional economic integration and FDI to boost cross-border investments in Africa, the future of FDI and the role of emerging technologies in global investment flows, the investment landscape in the geopolitical era—new challenges and opportunities and the role of technology in shaping new investment destinations, from startups to smart cities.

Within the Future Finance portfolio , financial sector leaders will explore the evolving landscape of financial services in the session titled “The Finance Industry in Four Years – Forecasting Technological and Regulatory Changes and Ongoing Transformation of Financial Services.” The session will explore the latest trends, including the adoption of AI, blockchain, digital payments and their impact on financial institutions. The rising role of Fintech companies in reshaping the financial sector will also be highlighted, along with the challenges faced by traditional banks in adapting to these shifts.

The Future of Finance track includes sessions such as “The Future of Banking: Beyond Digital – Finance in a Decentralized World,” “Mastering AI, Blockchain and Machine Learning Applications in Banking, Payments and Wealth Management,” “Reimagining the Future of Wealth Creation: Where Finance Meets Innovation and Purpose,” “Blockchain Beyond Cryptocurrencies: Innovations in Financial Infrastructure and Digital Asset Management,” “Regulating Digital Currencies vs. Innovation: Can the Right Balance Be Achieved?” and “Global Insights on Debt Markets.”

The Leaders’ Panel within the Digital Economy portfolio will explore strategies for generating profits in future virtual economies and examine how virtual spaces—from digital gaming to digital assets and blockchain technologies—are transforming into dynamic economic environments while addressing the strategic and ethical challenges of monetization in these worlds.

Key sessions in the Digital Economy track include “From Genomics and AI to Healthcare: How Digital Technologies Are Transforming Global Health,” “Building Great Digital Transformations: Leveraging Generative and Predictive AI to Create Equitable Digital Systems,” “The Future of Work and the Digital Economy: The Intersection of Technological Innovation and Human Skills,” and “Bridging the Connectivity Gap – Expanding Digital Access and Laying the Foundations for Global Technological Inclusion.” Additionally, discussions will explore technology-driven investment strategies and the expansion of digital economies.

The congress dedicated sessions to Small and Medium Enterprises (SMEs) within the Entrepreneurship portfolio , including the “Leadership Strategy for SME Growth – Achieving Success at Scale” session, “Building a Scalable Global Business Model for SMEs: Mastering Technology-Driven Growth” session, “Empowering Women Entrepreneurs: Crafting SME Strategies for Societal Impact” session, “Unlocking Finance for the Agriculture Sector to Drive Economic Transformation and Leverage Islamic Finance Opportunities” session, “The Role of SMEs in Creating the Factories of the Future in the Era of Industry 5.0” session and “Building Societal Trust in Digital Economies Through Blockchain Technology” session.

The Startups and Unicorns portfolio will kick off with the Leaders’ Panel, titled “2025 Perspective: Startup Financing Strategies and Exit Plans.” This session will explore the diversity of financing options, including incubator programs, government incentives, self-funding, venture capital, crowdfunding and debt financing—discussing the benefits and risks of each.

The discussion will also cover startup financing strategies and exit plans, as well as the approaches taken by startups and investors in this space. It examines how a well-crafted exit strategy—whether through mergers and acquisitions, initial public offerings (IPOs), or strategic partnerships—can maximize returns for investors and founders.

Key sessions within the Startups and Unicorns track include “European Unicorn Sessions: Restoring Investment Valuations to an Upward Trajectory,” “Growth Strategies for Agri-Tech Startups,” “Entrepreneurs’ Mental Health: Challenges and Opportunities,” and “The Thriving Startup Ecosystem in the MENA Region.”

Participants will also explore the crucial role of leadership in startup success, identifying the key traits of successful startup leaders, alongside discussions on technological advancements and the latest developments in the startup ecosystem.

The Future Cities portfolio will focus on the role of technology investments in smart urban development. The Leaders’ Panel, titled “The Next Horizon – Building Smart Cities through Technology Investment Strategies,” will bring together experts from various sectors to discuss how advanced technologies such as the Internet of Things (IoT), artificial intelligence (AI) and smart infrastructure are shaping future cities. Thus, the strategies required to make them more sustainable and inclusive. Key topics in the Future Cities track include “The Future Architect: Reimagining Cities for the Next Generations,” “The Real Estate Revolution and the Role of PropTech in Urban Housing,” “Digital Twins: Reshaping Urban Planning Through Virtual Worlds,” and “Mobility Systems 2030.”

Panel discussions will be led by investment community leaders and experts, delving into the core portfolios of the AIM Congress, including Foreign Direct Investment (FDI), Global Trade, Startups and Unicorns, Future Cities, Future of Finance, Global Manufacturing, Digital Economy and Entrepreneurs.

CONTACT: Shereen Al Musallami 971 52 699 8032 shereen.almusallami@aimcongress.com

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Crypto.com, a leading cryptocurrency exchange, has expanded its payment options for European Union (EU) users by allowing them to fund crypto purchases directly through PayPal. This move marks a significant step in making crypto payments accessible to a broader audience and bridging the gap between traditional finance and the fast-growing digital asset market. The integration aims to simplify the purchasing process for millions of European users looking to explore or expand their presence in the crypto space.

Bridging Traditional Finance with Digital Assets

The new PayPal integration allows Crypto.com users in the EU to use their PayPal accounts for cryptocurrency purchases. This feature is designed to reduce friction for users who may hesitate to link a traditional bank account or use a credit card directly for crypto transactions. By leveraging PayPal, which is widely recognized and trusted for online payments, Crypto.com hopes to make the process of entering the crypto market more seamless and less intimidating for everyday users.

Many users are still cautious about engaging with digital currencies, often because they’re unfamiliar with the processes involved. By offering a familiar and secure payment method like PayPal, Crypto.com is addressing these concerns, making it easier for people to buy and invest in cryptocurrencies without needing to understand the complexities of traditional banking methods.

PayPal Expands Its Role in Digital Assets

PayPal (NASDAQ:PYPL) has been increasingly involved in the world of digital assets, expanding its crypto offerings in recent years. This includes enabling users in select markets to buy, sell, and transfer cryptocurrencies through their PayPal accounts. The integration with Crypto.com is part of PayPal’s broader strategy to promote cryptocurrency adoption and usage globally.

In addition to supporting transactions in popular digital currencies like Bitcoin (BTC) and Ethereum (ETH), PayPal has also launched its own stablecoin, PayPal USD (PYUSD), which is backed by U.S. dollar reserves. This stablecoin is designed to provide a stable medium of exchange for PayPal’s global user base, and it has been integrated into PayPal’s services, including international transfers via Xoom, a PayPal-owned platform. The move to bring PayPal payments to Crypto.com’s EU users highlights the growing influence of PayPal in the digital asset ecosystem.

Crypto.com’s Strategic Expansion

Crypto.com, a prominent player in the crypto exchange space, continues to expand its services globally while navigating a challenging regulatory environment. The company recently received a significant boost when the U.S. Securities and Exchange Commission (SEC) decided not to take any enforcement action against the exchange following a lengthy investigation. This decision comes at a time when Crypto.com has been pushing to extend its services to new markets and improve its platform’s user experience.

Nick Lundgren, the Chief Legal Officer at Crypto.com, commented on the SEC decision, stating, “Under the previous administration, the SEC weaponized and attempted to expand its congressionally granted power in order to harm an industry that its former chair disfavored.” The company’s focus now is on strengthening its presence in regions like the EU and continuing to innovate in the cryptocurrency space.

The Future of Crypto Payments in the EU

The integration of PayPal payments into Crypto.com’s platform is a significant milestone for both companies. As digital currencies gain more mainstream acceptance, the move provides an easier entry point for EU users looking to interact with the crypto market. This integration not only benefits consumers but also signals a shift toward the mainstream acceptance of cryptocurrencies as a legitimate form of payment and investment.

The success of this feature will likely prompt other exchanges to explore similar partnerships, making crypto payments more integrated into the global financial system. As PayPal continues to expand its crypto services, and as more countries develop regulatory frameworks for digital assets, the relationship between traditional finance and cryptocurrency will only deepen. The new feature could serve as a model for future collaborations between the crypto and traditional finance sectors, leading to greater innovation and broader adoption.

Conclusion

With PayPal’s involvement in crypto transactions now extended to Crypto.com users in the EU, the bridge between traditional finance and digital assets has grown even stronger. This new integration simplifies the purchasing process and encourages more people to explore the world of cryptocurrency. As more companies, like PayPal, take steps to expand their crypto offerings, the market will likely continue to mature, offering users easier and more secure ways to engage with digital assets.

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The debate surrounding stablecoin regulation has reached new heights as several crypto executives are pushing Congress to allow stablecoin issuers to pay interest on their U.S. dollar-pegged tokens. This proposal has ignited heated discussions among lawmakers, financial institutions, and crypto industry leaders alike.

What Are Stablecoins?

Stablecoins are digital assets pegged to stable assets, such as the U.S. dollar, to minimize volatility. They are widely used for transactions within the crypto space and serve as an alternative to traditional banking systems. Stablecoin issuers hold large reserves, often in U.S. Treasury bonds or other cash equivalents, to maintain the peg to the dollar.

Currently, these issuers generate interest from their holdings but do not share the returns with token holders. Instead, the interest earned remains within the issuing companies. The crypto executives advocating for change argue that it’s unfair for crypto firms to be excluded from offering interest payments while traditional banks do so for their depositors.

The Proposal: Paying Interest on Stablecoins

Proponents of the proposal believe that stablecoin issuers should be allowed to share the interest they earn with token holders. One prominent voice in this push is Coinbase CEO Brian Armstrong, who has criticized the government’s stance on the issue. Armstrong stated, “The government shouldn’t put its thumb on the scale to benefit one industry over another,” highlighting the need for equal treatment between the banking and crypto sectors.

By offering interest, stablecoin issuers could create a new incentive for users to hold digital assets, which could, in turn, encourage broader adoption of cryptocurrencies. This move could potentially open the door for new financial innovations within the crypto space, making stablecoins more competitive with traditional banking products.

Concerns From the Banking Sector

Opponents of allowing interest payments on stablecoins argue that this could disrupt the traditional banking system. The American Bankers Association has voiced significant concerns, suggesting that paying interest on stablecoins could lead to the migration of deposits away from regulated financial institutions, thus destabilizing the banking system.

The banking sector’s main fear is that the ability of crypto companies to pay interest could attract a large number of consumers, diverting capital from banks. This could limit the banks’ ability to provide loans and other financial services, potentially reducing their ability to act as the backbone of the economy. Furthermore, there is concern that such a move could place taxpayers at risk of bearing the costs of any financial losses should stablecoins face issues with liquidity or other risks.

Stablecoin Regulation: Congressional Bills

As the stablecoin regulation debate intensifies, Congress is actively considering bills that would establish a regulatory framework for stablecoins. However, these bills have varied approaches to the issue of interest payments.

The House Financial Services Committee approved a bill on April 2, 2025, that would explicitly prohibit stablecoin issuers from paying interest. This bill seeks to maintain the traditional role of banks in offering financial products and services. Conversely, a bill that passed through the Senate Banking Committee in March 2025 is less clear on this issue, with the GENIUS Act (Growing the Economy with New and Innovative Uses of Stablecoins) being on a fast track for approval due to its bipartisan support.

Despite the differences in the bills, both sides agree that stablecoin regulation is essential for ensuring the stability of the crypto market. However, the inclusion of interest payments as part of this regulatory framework remains a contentious point that will likely continue to be debated in the coming months.

The Future of Stablecoin Regulation

The push for stablecoin issuers to pay interest highlights the evolving nature of cryptocurrency regulation. As the market for digital assets grows, regulatory bodies face increasing pressure to adapt traditional financial rules to accommodate these new technologies. The debate over interest payments underscores the growing importance of stablecoins in the financial ecosystem.

As Congress continues to review the bills and stakeholders on both sides present their arguments, the future of stablecoin regulation will shape the broader crypto landscape. Should interest payments be allowed, it could mark a significant shift in how digital assets are integrated into the global financial system.

Ultimately, the resolution of this debate will have long-lasting implications for the stability and growth of both the crypto and traditional banking sectors.

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Cryptocurrencies have evolved from speculative assets to a legitimate investment class. However, investing in digital assets requires a well-structured crypto investment strategy to balance risk and reward. While Bitcoin (CRYPTO:BTC) and Ethereum (CRYPTO:ETH) dominate the market, diversification across multiple cryptocurrencies can enhance portfolio stability.

Financial firms like WisdomTree (NYSE:WT) have recognized this trend, offering exchange-traded products (ETPs) to provide diversified exposure to digital assets. By integrating a crypto investment strategy, investors can minimize volatility while capturing the sector’s growth.

The Role of Crypto Indices in Portfolio Diversification

A strong crypto investment strategy includes exposure to multiple digital assets rather than relying solely on Bitcoin. Investors traditionally diversify equity and bond portfolios, and the same principle applies to cryptocurrencies. The CoinDesk 20 index, often compared to the S&P 500 for crypto, allows investors to track a broad selection of digital assets.

WisdomTree’s latest ETP, based on the CoinDesk 20, provides investors with a practical and diversified way to engage with the crypto market. This approach removes the complexity of selecting individual tokens while ensuring exposure to the broader digital asset ecosystem.

Trends in Crypto Adoption and Market Growth

Cryptocurrency adoption has surged globally, with institutional investors incorporating digital assets into their portfolios. The total crypto market capitalization has reached approximately $3 trillion, rivaling traditional investment sectors like high-yield bonds and emerging market equities.

While the United States leads in crypto regulation, Europe has been a pioneer in providing investment solutions such as ETPs. Since 2019, firms like WisdomTree have enabled investors to access crypto markets through structured financial products, enhancing accessibility and security.

Staking and Yield-Generating Crypto Investments

A comprehensive crypto investment strategy should also consider yield-generating opportunities such as staking. Certain crypto ETPs allow investors to participate in network governance while earning staking rewards. WisdomTree’s ETPs incorporate staking for select assets, providing an additional revenue stream alongside price appreciation.

By including staking in a diversified crypto portfolio, investors can optimize returns while supporting the underlying blockchain networks. This strategy is particularly relevant as decentralized finance (DeFi) continues to expand, offering new ways to generate passive income.

Conclusion: Building a Long-Term Crypto Investment Strategy

A successful crypto investment strategy involves more than just buying Bitcoin. Diversification across multiple digital assets, leveraging index-based investment products, and incorporating staking can create a well-rounded portfolio.

As institutional adoption grows and financial firms expand their crypto offerings, investors have more options than ever to build a sustainable crypto investment strategy that balances risk and reward.

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The rise of cryptocurrency has been a major financial trend over the past decade, and a new study highlights just how widespread crypto adoption in the U.S. has become. According to the 2025 State of the Crypto Holders Report, 55 million American adults now use digital assets, with a majority reporting positive experiences.

Crypto Ownership Is More Diverse Than Expected

The study, conducted by the National Cryptocurrency Association (NCA) in partnership with Harris Poll, surveyed 10,000 American crypto holders. It found that crypto adoption in the U.S. spans various demographics:

• 67% of crypto holders are under 45, but 15% are over 55. 
• 31% of holders are women, breaking the stereotype that cryptocurrency is male-dominated. 
• 12% of holders work in construction, compared to 7% in financial services. 
• 42% of crypto owners earn more than $150,000 annually, but 26% make under $75,000. 
• 40% hold less than $5,000 in digital assets, showing that crypto isn’t just for wealthy investors. 

Stuart Alderoty, President of the NCA, emphasized that crypto adoption in the U.S. is not limited to a single type of person. “People from all backgrounds are engaging with crypto in many ways, and they’re already benefiting from it today,” he stated.

High Trust in Crypto and the Role of Regulation

Despite concerns about volatility and security, trust in cryptocurrency remains high among holders:

• 76% trust crypto as much or more than traditional banks. 
• 64% support government regulation of crypto, but 67% fear it could stifle innovation. 
• 73% want the U.S. to become a global leader in crypto and blockchain technology. 

These findings suggest that while crypto holders recognize the need for regulation, they also want policies that encourage growth rather than limit adoption.

Why Americans Are Embracing Crypto

The survey revealed that crypto provides value beyond investment returns. The top reasons for adoption include:

• Learning opportunities and personal growth (45%) 
• Excitement about new technology (45%) 
• Sense of achievement from investment gains (44%) 

More than half (56%) of holders entered the market between 2020 and 2025. The most common reasons were investment potential (60%), curiosity (50%), and recommendations from friends and family (36%).

How Crypto Is Being Used Beyond Investing

While many view crypto as an investment, a significant portion of users are actively spending and engaging with digital assets:

• 39% use crypto to buy goods and services. 
• 96% of these buyers make at least one crypto purchase annually, and 9% use it daily. 
• 32% trade NFTs, while 20% participate in decentralized gaming. 
• 15% use crypto for real estate transactions. 

The Future of Crypto Adoption in the U.S.

Looking ahead, crypto holders believe digital assets will play an essential role in financial and technological advancements. Key expectations include:

• 45% believe crypto can improve financial inclusion and reduce poverty. 
• 38% see crypto driving innovation in digital transactions. 
• 33% expect crypto to enhance international trade. 

With growing adoption and strong optimism, the future of crypto in the U.S. looks promising. As regulations evolve and new use cases emerge, the digital asset economy is likely to expand even further.

As cryptocurrency adoption in the U.S. continues to grow, the focus will likely shift toward improving accessibility, security, and education. With millions of Americans already using digital assets, businesses and financial institutions may increasingly integrate blockchain technology into their services. Additionally, regulatory clarity could help legitimize the industry and attract more mainstream investors. However, challenges remain, including cybersecurity risks and fluctuating market conditions. Despite these obstacles, the enthusiasm for digital assets suggests that crypto is here to stay. As innovation drives further adoption, the U.S. could cement its position as a leader in the global cryptocurrency landscape.

Looking ahead, the role of crypto in everyday transactions, investment portfolios, and financial inclusion will likely expand. As more individuals and businesses embrace digital assets, education and regulation will play a crucial role in shaping the industry’s future. With growing awareness and adoption, cryptocurrency could become a fundamental part of the modern financial system.

Featured Image: Freepik @ produtizebro

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