Retirement Weekly: I need some clarity on the wash sale rule

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Q.: In your article, Can I use tax-loss harvesting to offset my required IRA withdrawal? you wrote that when a wash sale occurs, the loss is disallowed but doesn’t necessarily go to waste. Could you explain that?

— Edgar

A.: I am happy to try, Edgar. People often want to harvest a loss for tax purposes but wish to keep a holding for the long…